Last Updated on February 14, 2020
When you book a trip, what you should definitely think about alongside other travel expenses such as flights and hotels is travel insurance. It might seem unnecessary and a waste of money, but it really is not.
How many times have you been on a delayed flight? Lost something in a foreign country or worse, got robbed, felt sick or got into a car accident? Travel insurance can cover all of this depending on your travel insurance plan. If your trip goes well with no altercations, that’s great. But wouldn’t you be more relaxed knowing that you’re prepared for the worst?
Even if you support and rely on travel insurance for your trips, you might be making some mistakes related to it. Keep reading to find out some of these mistakes and some tips on how to benefit from travel insurance.
1. Having no insurance
This one is for the people that have doubts about acquiring travel insurance. The truth is, the biggest mistake of all travel insurance mistakes is not getting one! If you’re still wondering what the benefits of travel insurance are, you obviously haven’t been paying attention to the outside world!
Even if you live in a country with free or accessible healthcare, it doesn’t mean that other countries have the same policy. This means, if you get sick, break an arm or get into an accident, two things can happen: you will either be treated immediately and then receive a 6 digit bill, or the hospital will deny treating you if they know that you won’t be able to pay. Awful right? But it’s the truth of the world we live in.
We never know what might happen to us tomorrow or the next minute, so it’s always best to be safe than sorry. When planning for your next trip, at least do research on some health insurance plans to benefit from.
2. Paying more than you have to
We all hate spending money on something only to find out that we could have gotten a better deal out of it, isn’t it? Well, let’s say that you spend the year traveling, maybe because you just can or maybe because it’s part of your job. Usually, jobs that require traveling will have insurance for their employees, but if you’re on your own, travel insurance is a great way to save money.