Last Updated on February 14, 2020
Think of it as a promotion. You might be investing more beforehand, but on the other side, you’ll be spending less money.
3. Not reading the conditions
We’re all somewhat used to accepting the policies just with a click without even reading them. Sometimes, companies actually make this important information look boring, making us not want to read it, usually these “terms and conditions” take the space of 5 pages full of paragraphs so small you can’t even read them without a magnifying glass! Therefore, when something goes wrong and you say “I never agreed to this” they will show you one of those paragraphs saying exactly the opposite.
Now, it’s true that some companies try to scam their clients, but most of them don’t. And you should make sure that your travel insurance covers everything you need it to. If you can, you can go to a travel agency and ask them all the questions you might have, such as “what does the travel insurance cover?”
4. Acquiring travel insurance too late
Let’s say that you’re living your best life, enjoying the sun, beaches, great food, and great company. You didn’t even think about purchasing travel insurance and why would you? It’s all going just great. But what’s that on the news? A hurricane is coming this way? Oh, no. I better get insurance right now before it’s too late! Sad news, it’s already too late.
Travel insurance companies aren’t dumb and neither are you. So don’t think you can activate your health coverage as soon as something goes wrong. Because if something does happen, such as natural disasters, a terrorist attack, or any type of accident, you won’t be able to benefit from travel insurance. So, the sooner you buy travel insurance, the more benefits you have. Therefore, be sure to take care of it before you actually leave your country.
5. Getting the wrong coverage
We all know how the travel insurance price can change, so we normally opt for the less expensive one, thinking that they cover the same way when they actually refund less. Normally, this is true, if you pay more you’ll get more if something goes wrong. But sometimes coverage isn’t the same.
