Last Updated on February 14, 2020
You have 3 main coverages, the annual one that we already talked about, and which works better if you travel a lot, and then the medical and the comprehensive travel insurance coverage.
The medical one will cover any medical emergency, accidents, or possible attacks that you might experience, but it won’t cover lost luggage or flight delays.
The comprehensive plan is the most common one since it covers possible flight tickets cancellation but also offers some medical coverage. But, not as much as the medical one. For example, if there’s an evacuation in the event of an emergency, it won’t be covered by a comprehensive plan, just a medical one.
It honestly depends on where you’re going. Normally, you would be safe with the comprehensive plan but if you plan on visiting a place that is known to have frequent attacks or natural disasters, you might be better off with the medical one.
So, if you’re planning on a trip, make sure to do some research on travel insurance plans. It won’t hurt and it only takes 5 minutes to check, especially if you’re going somewhere that could potentially be dangerous, which nowadays is almost everywhere.
Even if you think travel insurances are expensive and not worth it at first glance, think about what you’ll be saving at the end of the day. After all, what’s wrong with investing a little more money if it means more safety and protection for you?
